Privacy policy
How we handle personal information, what we collect when you register interest in a fund, and how to reach us about it.
Last updated 30 July 2026.
Who this covers
This policy applies to Borderless Credit Pty Ltd and to borderless.credit, including the indicative terms pages and any form on them.
We handle personal information in accordance with the Privacy Act 1988 (Cth) and the thirteen Australian Privacy Principles in Schedule 1 to that Act.
What we collect, and why
We only collect what we need to respond to you and to work out whether we are permitted to deal with you at all. Registering interest is not an application, and it does not commit you to anything.
| You give us | Your name, email address and phone number. The investing entity's name, its ABN or ACN, and its type. Your investor category, an indicative amount, when funds might be available, anything you want covered in diligence, and any notes you add. |
|---|---|
| We record automatically | The IP address and browser identifier the form was submitted from. We keep these to detect automated submissions and to evidence when a confirmation was given. Nothing else about your visit is recorded. |
| Why we need it | To reply to you; to assess whether you are a wholesale client for the purposes of section 761G of the Corporations Act 2001 (Cth), because these funds may only be offered to wholesale clients; and to keep a record of the confirmations you gave when registering. |
| If you go on to invest | We and the fund's trustee will need identification documents to meet obligations under the Anti-Money Laundering and Counter-Terrorism Financing Act 2006 (Cth), and evidence of wholesale client status, which usually means an accountant's certificate. We will tell you what is required at that point. |
If you do not give us this information we may not be able to respond to you or to determine whether you are eligible to receive an offer.
No cookies, no tracking
This site sets no cookies, runs no analytics and carries no third-party advertising or tracking scripts. There is nothing here to opt out of, which is why you are not being asked to dismiss a banner.
Who we share it with
We do not sell personal information, and we do not disclose it for marketing. We share it only where it is needed to progress your interest or where the law requires it:
- The trustee of the relevant fund, and its administrator, registry and auditor, so that a subscription can be processed and recorded.
- Our professional advisers, being legal, accounting and compliance advisers, where they need it to advise us.
- Our technology providers, who host this site and the database that holds submissions, and who may access it only to keep those services running.
- A regulator, court or other authority where we are required or authorised by law to disclose it, including AUSTRAC and ASIC.
Where it is held
Form submissions are stored in a database hosted in Sydney, Australia. Some of our technology providers are companies based in the United States, and their personnel may be able to access information held for us in the course of supporting those services. Before disclosing personal information to an overseas recipient we take the steps required by Australian Privacy Principle 8 to ensure it is handled consistently with the Australian Privacy Principles.
Keeping it secure, and how long we keep it
Access to submissions is restricted to the people at Borderless who need it, and is authenticated. Information is transmitted over an encrypted connection.
We keep an expression of interest for as long as we are in contact with you about it, and then for as long as we are required to keep records. If you invest, records are kept for at least seven years after the relationship ends, which is the period required under the AML/CTF Act and the Corporations Act. When information is no longer needed and we are not required to keep it, we destroy it or de-identify it.
Getting access, or correcting it
You may ask us for a copy of the personal information we hold about you, and you may ask us to correct it if it is wrong. Write to the address below. We will respond within a reasonable period, normally 30 days. There is no charge for making a request. If we cannot give you access we will tell you why in writing.
If you are not happy with how we handled it
Tell us first, using the contact details below, and we will investigate and respond in writing. If you are not satisfied with our response, you can complain to the Office of the Australian Information Commissioner, which is the regulator for privacy in Australia.
Office of the Australian Information Commissioner
oaic.gov.au · 1300 363 992
· GPO Box 5218, Sydney NSW 2001
Contact us
- Privacy enquiries
- hello@borderless.credit
- Entity
- Borderless Credit Pty Ltd
Changes
If we change this policy we will publish the revised version here and update the date at the top. The version on this page is the current one.